Refinance
Things to consider!
Be proactive - not reactive
Do you want to change your bank?
Are you looking for a better interest rate?
Are Cashbacks still available?
Can you lower your repayments?
Interest only
Fixed rate home loan
Cash for approved use
Invest in property
Renovate your home
Start your own business
Reduce credit cards
Pay tax debts
Pay school fees
Lenders' terms & conditions apply


First Home Buyers
Things to consider!
Build or Buy?
How much can I borrow?
How much deposit?
First Home Owners Grant
Land transfer duty
Where to purchase?
Schools, transport and shopping
House & land package
Townhouse
Apartment
New or established?
Off the plan
1 part or 2 part contract?
Registration of title date?
Completion/settlement
Government schemes
Lenders' terms & conditions apply
Next Home Buyers
A growing family
How much can I borrow?
How much deposit?
Does LVR reduce interest rates?
Upsizing or downsizing?
Land transfer duty
Where to purchase?
Schools, transport, hospitals and shopping
House & land package
Buy land and build?
Townhouse
Apartment
New or established?
1 part or 2 part contract?
Registration of title date
Completion/settlement
Lenders' terms & conditions apply


Property Investors
Things to consider
How much can I borrow?
How much deposit?
Positive gearing
Negative gearing
Government taxes
Depreciation schedule
PAYG withholding variation
Land transfer duty
Where to purchase?
Growth or rental return?
Schools, transport and shopping
House & land package
Buy land and build
Townhouse
Apartment
New or established?
Off the plan
1 part or 2 part contract?
Registration of title date
Completion/settlement
Property management
Lenders' terms & conditions apply
We work for the home loan borrower, self employed borrower or small business owner.
Your full financial situation will need to be reviewed prior to offer or acceptance of any offer or product.
Loans are available from multiple lenders. Terms and conditions apply to all products and are subject to change without notice, as are fees and charges. Terms and conditions, fees and charges vary between lenders.