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Refinance 2

Refinance

Things to consider!
Be proactive - not reactive

Do you want to change your bank?

Are you looking for a better interest rate?

Are Cashbacks still available?

Can you lower your repayments?

Interest only

Fixed rate home loan

Cash for approved use

Invest in property

Renovate your home

Start your own business

Reduce credit cards

Pay tax debts

Pay school fees

Lenders' terms & conditions apply

Suburb Neighbourhood
First Home Buyers 2
Buying an apartment

First Home Buyers

Things to consider!

Build or Buy?

How much can I borrow?

How much deposit?

First Home Owners Grant

Land transfer duty

Where to purchase?

Schools, transport and shopping

House & land package

Townhouse
Apartment

New or established?
Off the plan

1 part or 2 part contract?

Registration of title date?

Completion/settlement

Government schemes

Lenders' terms & conditions apply

Next Home Buyers 2

Next Home Buyers

A growing family

How much can I borrow?

How much deposit?
Does LVR reduce interest rates?

Upsizing or downsizing?

Land transfer duty

Where to purchase?

Schools, transport, hospitals and shopping

House & land package

Buy land and build?

Townhouse
Apartment

New or established?

1 part or 2 part contract?

Registration of title date

Completion/settlement

Lenders' terms & conditions apply

Playful Family
Investors 2
Modern House Exterior

Property Investors

Things to consider

How much can I borrow?
How much deposit?
Positive gearing
Negative gearing
Government taxes

Depreciation schedule

PAYG withholding variation
Land transfer duty
Where to purchase?

Growth or rental return?

Schools, transport and shopping
House & land package
Buy land and build
Townhouse

Apartment

New or established?

Off the plan
1 part or 2 part contract?
Registration of title date
Completion/settlement

Property management
Lenders' terms & conditions apply

We work for the home loan borrower, self employed borrower or small business owner.

Your full financial situation will need to be reviewed prior to offer or acceptance of any offer or product.

Loans are available from multiple lenders. Terms and conditions apply to all products and are subject to change without notice, as are fees and charges. Terms and conditions, fees and charges vary between lenders.

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